Cash payments for goods remain in demand despite the rise of digital methods. This method guarantees the immediate transfer of funds without intermediaries. For customers who value anonymity and control over their money, cash payments are the optimal solution. Our platform supports all forms of payment, including cash payments for goods, ensuring security and transparency in transactions.
Payment of goods in cash
Pay for goods in cash with a guarantee of security and instant payment confirmation
Our advantages: loyalty program, cumulative discount
Uni-crypt
capabilities
Uni Crypt - simple, fast, profitable
VIP partners
Exclusive conditions: personal manager, increased limits on cryptocurrency exchange to cash and crypto withdrawal to Sberbank/Tinkoff card, commissions from 0.1%
Cryptocurrency exchange
Instant crypto exchange to rubles in cash without verification, buy crypto from MIR card, best rate and support 24/7
AML Verification System
Automatically verify transactions for security and legal compliance. Secure crypto exchange with blockchain and fraud protection
Scheme of work
Choose a direction
Specify the transaction: exchange crypto to rubles in cash, withdraw cryptocurrency to a card (Sberbank, Tinkoff, MIR), buy crypto from a card or transfer to fiat
Data entry and AML verification
Enter the amount, card/wallet details or choose an offline exchange. Automated AML system will verify the transaction for security and legality
Confirm terms and conditions
Check exchange rate, fees (from 0.1%) and terms (from 5 minutes). For exchange without verification - just confirm the application
Receiving funds
Crypto or roubles are credited instantly: to card, wallet or cash via partner points.
We are trusted
all over the world
Alexey Morozov
The exchange took only a few minutes. Filled out the application form, received the details, confirmed and after a short time I already received the transfer.
Mikhail Shneerson
Needed to convert USDT to Euro, transferred to an EU account without delay. The application was completed correctly, everything was confirmed in advance. Good experience.
Anna Viktorova
I recently used Uni-Crypt for the first time to exchange drams for euros. Everything went smoothly: the website is intuitive, and the money arrived exactly on time. I was especially pleased that there was no need for complicated verification. I will use this service again.
Mikhail Sokolov
I exchanged USDT for rubles through Uni-Crypt and was very satisfied. The exchange rate was favorable, and the process took just a few minutes. The support team responded quickly when I had a question about the commission. I recommend this service to anyone who values speed and reliability!
Arman Sargsyan
The exchange of USDT to Armenian drams went smoothly. I received the transfer to my card in Armenia within an hour. Safe and accurate.
Artur Gevorkyan
It is important for me that cryptocurrency exchange is safe and fast. Uni-Crypt fully met my expectations. I exchanged USDT to Turkish lira before travelling to Turkey - everything went smoothly. Thank you to the team for excellent service!
Ekaterina Vishnevskaya
It is very convenient that through Uni-Crypt you can exchange currency at any time of the day. Recently I converted dirhams to dollars - the rate was competitive and the support helped me to sort out a small mistake in the details. The service deserves the highest rating.
Dmitry Kuznetsov
I’ve been working with Uni-Crypt for half a year, and during this time, I’ve never encountered any issues. The last time I exchanged rubles for USDT — everything was fast and transparent. I especially like that you can choose a convenient payment method. I recommend it to anyone looking for a reliable exchange partner.
Sofia Martirosyan
Thank you Uni-Crypt for the opportunity to quickly exchange USDT for drams! I live in Armenia, and this is the perfect solution for receiving transfers from abroad. The interface is simple, the commission is reasonable, and the money arrives instantly. Very satisfied!
Alexander Timofeev
Uni-Crypt is my go-to choice for exchanging cryptocurrency for fiat money. I recently transferred euros to USDT for investment purposes, and everything went smoothly. No hidden fees, no delays. The service operates flawlessly, and I will continue to collaborate with them.
Features of Cash Payments
Cash payment to the supplier is a classic method that remains relevant due to its key advantages:- Speed of transferring funds. The buyer and seller complete the transaction immediately after the money is transferred. There is no need to wait for the transaction to be processed by the bank or payment system.
- No additional fees. Unlike electronic payments, where banks charge a transfer fee, cash payments have no hidden fees. This is advantageous for large sums, such as when purchasing a car from an individual.
- Anonymity and confidentiality. There is no need to disclose bank account details, card information, or personal data. Suitable for transactions between private individuals or for confidential services.
- Legislative restrictions. Starting from 2025, legal entities have a limit of 100,000 rubles per transaction. Individuals can pay any amount in fiat without restrictions.
Types of Cash Payments
Payment for goods in cash can be made in various ways, each suitable for specific situations:Direct transfer of funds between the parties
Transactions between private individuals. Example: Buying household appliances from a private seller through classified ads. The seller and buyer agree to meet where the money and goods are exchanged.- Advantage: Minimal formalities, oral agreement is sufficient.
- Risk: Lack of documentary evidence.
- Solution: Write a receipt with the amount, date, subject of the contract, and signatures of both parties.
Payment through company cash register
For legal entities: If the organization accepts money within the limit, the funds are deposited into the cash register with the issuance of a receipt. Example: An electronics store issues a cash receipt for the payment of goods.- Documentation: Be sure to record the transaction in the incoming cash receipt order (ICRO).
- Payments upon receipt of goods (via courier). Convenient for customers: You order delivery to your home and pay for the goods upon delivery.
- Security: The courier provides the invoice and receipt.
- Feature: Suitable for services with post-payment (e.g., food delivery).
Prepayment
This is a method for reserving goods: pay part of the sum in advance, the remaining amount when you receive the goods. Example: Ordering furniture requires a 30% prepayment of the total cost.- Important: Confirm the payment with a receipt or a pre-drafted contract.
Fiat payments in international trade
- For small businesses: Some sellers accept foreign currency (e.g., when supplying goods from abroad).
- Limitation: Follow foreign exchange control rules and import/export limits.
Payment with Electronic Money
Payment for goods with card and cash is a hybrid option that combines the convenience of digital payments with the ability to partially use physical cash. For example, you can pay part of the amount with a card, and the rest is paid to the courier. This reduces risks for both parties and simplifies large transactions.Paying for Goods via Our Platform
Paying for goods through our platform ensures security and speed. One of the key principles of our service is adherence to all legal frameworks. We work with both individuals and legal entities. Register to receive and send payments without hidden fees.Frequently Asked Questions
What are the advantages of cash payments?
- Speed: Funds are transferred directly between parties, avoiding delays due to transaction verification by the bank.
- Simplicity: No need for terminals, internet, or technical skills; just physical presence of cash.
- Anonymity: No need to provide personal information, reducing the risk of fraud or data leakage.
- No fees: No additional payments for processing.
Which is better: card payment or cash?
The choice depends on the context:
- For everyday purchases: A card is convenient due to cashback and protection from loss.
- For large transactions: Cash is suitable if the seller does not accept cards or if you want to avoid bank limits.
- For legal entities: Organizations must adhere to cash transaction limits, so a card or bank transfer is preferable.
- Hybrid option: You can prepay with a card and pay the balance upon receiving the goods.
What is the cash payment limit for 2025?
This is a legislative limit introduced to combat the shadow economy and simplify tax audits.
How it works:
- For organizations: The maximum amount for fiat payments between legal entities is 100,000 rubles. For example, an LLC can pay 70,000 rubles in cash for office rent.
- For individuals: No limit applies. Individuals have the freedom to use their funds.
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